Split Architecture
Core and the Intelligence Layers
InsourcePOS uses proven semi-integrated architecture. The certified payment core stays on processors' platforms handling card data and settlement. The embedded engine lives in the merchant's software stack handling business logic and AI — with zero card data exposure.
- Payment core handles P2PE encryption, authorization, and settlement on your infrastructure
- PCI DSS scope drops from 329+ controls to 33 — qualify for SAQ P2PE instead of SAQ D
- Certify your payment core once, then deploy unlimited vertical engines without re-certification
- Same proven architecture used by Stripe Terminal, Square, and Adyen
Architecture Overview
Payment Core — Your Infrastructure
P2PE Encryption
EMV Processing
Authorization
Settlement
Tokenization
Card Data Vault
API — Tokens, Amounts, Approvals Only
Legacy Integrated
329+
PCI controls required
Split Architecture
33
PCI controls required